Are any banks better than others?
Privacy Guides Community [Unofficial]
June 7, 2026
plus-subzero:
> Honestly, I’d rather use standard TOTP than install some undoubtedly user-hostile app that only works on stock Android or iOS
Services usually allow you to use a password manager for passkeys which would be completely open, portable, and device-agnostic. If there are any that try to force you to use a specific device or proprietary product then I’d agree it might not be worth the trade-off for some.
sha123:
> TOTP is not appropriate for banking security at all.
In my country most banks are all in on SMS 2FA, widespread TOTP adoption would be a blessing for us. Of course, passkeys would generally be even better.
Discussion in the ATmosphere