{
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  "path": "/t/are-any-banks-better-than-others/35829?page=2#post_36",
  "publishedAt": "2026-06-07T13:10:21.000Z",
  "site": "https://discuss.privacyguides.net",
  "textContent": "plus-subzero:\n\n> Honestly, I’d rather use standard TOTP than install some undoubtedly user-hostile app that only works on stock Android or iOS\n\nServices usually allow you to use a password manager for passkeys which would be completely open, portable, and device-agnostic. If there are any that try to force you to use a specific device or proprietary product then I’d agree it might not be worth the trade-off for some.\n\nsha123:\n\n> TOTP is not appropriate for banking security at all.\n\nIn my country most banks are all in on SMS 2FA, widespread TOTP adoption would be a blessing for us. Of course, passkeys would generally be even better.",
  "title": "Are any banks better than others?"
}