These 10 states are beating the car loan crisis — see if yours made the list

These 10 states are holding steady on car loan payments Photo credit: Shutterstock.com While some states are seeing sharp increases in auto loan delinquencies, others are showing stability. Here are the states with the smallest growth in auto loan delinquencies from Q3 to Q4 2024, according to WalletHub. Arkansas saw the smallest increase in auto loan delinquency Photo credit: Shutterstock.com Auto loan delinquencies in Arkansas rose by just 2.02% in Q4 2024. The state had one of the most stable transitions between quarters, despite an overall delinquency rate of 18.65%. New Jersey experiences minimal rise in delinquencies Photo credit: Shutterstock.com Delinquency rates in New Jersey rose only 2.06% quarter-over-quarter. The state’s overall delinquency rate stands at 17.94%, which remains relatively moderate. Wyoming keeps auto loan delinquencies in check Photo credit: Shutterstock.com With only a 2.15% increase from Q3 to Q4 2024, Wyoming saw one of the lowest upticks in delinquencies. The overall rate is 14.34%. Utah borrowers continue to pay on time Photo credit: 4kclips / Shutterstock.com Utah saw just a 2.16% increase in auto loan delinquencies—the fourth smallest nationally. Its overall delinquency rate is one of the lowest, at 11.01%. Hawaii shows strong payment discipline Photo credit: 1000Photography / Shutterstock.com Auto loan delinquencies in Hawaii rose just 2.28% in Q4 2024. The state’s total delinquency rate is 15.29%. Maine maintains low growth in missed auto payments Photo credit: Shutterstock.com Maine saw a 2.33% rise in auto loan delinquencies, placing it among the ten most stable states. The overall rate stands at 14.52%. Vermont keeps delinquency growth near the bottom Photo credit: Shutterstock.com Vermont recorded a 2.43% increase in auto loan delinquencies between Q3 and Q4 2024. The state’s current rate is 14.49%. Maryland sees modest increase in auto loan struggles Photo credit: Shutterstock.com Delinquency rates in Maryland rose by only 2.92%. With 19.27% of borrowers behind, the overall rate is higher—but growing slowly. Nebraska borrowers stay mostly on track Photo credit: Shutterstock.com Nebraska experienced a 3.14% increase in delinquency from Q3 to Q4 2024. The state’s total delinquency rate is 14.24%. Alaska rounds out the top 10 for lowest delinquency increases Photo credit: Shutterstock.com Alaska saw a 3.55% rise in delinquency, still below the national average. The total delinquency rate in the state is 15.57%.