{
  "$type": "site.standard.document",
  "description": "These 10 states are holding steady on car loan payments Photo credit: Shutterstock.com While some states are seeing sharp increases in auto loan delinquencies, others are showing stability. Here are the states with the smallest growth in auto loan delinquencies",
  "path": "/gallery/5828/",
  "publishedAt": "2025-04-17T15:31:02+00:00",
  "site": "at://did:plc:2s32mlusc66sjb256aenynfc/site.standard.publication/self",
  "textContent": "These 10 states are holding steady on car loan payments\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nWhile some states are seeing sharp increases in auto loan delinquencies, others are showing stability. Here are the states with the smallest growth in auto loan delinquencies from Q3 to Q4 2024, according to WalletHub.\n\n\n\nArkansas saw the smallest increase in auto loan delinquency\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nAuto loan delinquencies in Arkansas rose by just 2.02% in Q4 2024. The state had one of the most stable transitions between quarters, despite an overall delinquency rate of 18.65%.\n\n\n\nNew Jersey experiences minimal rise in delinquencies\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nDelinquency rates in New Jersey rose only 2.06% quarter-over-quarter. The state’s overall delinquency rate stands at 17.94%, which remains relatively moderate.\n\n\n\nWyoming keeps auto loan delinquencies in check\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nWith only a 2.15% increase from Q3 to Q4 2024, Wyoming saw one of the lowest upticks in delinquencies. The overall rate is 14.34%.\n\n\n\nUtah borrowers continue to pay on time\n\n\n\nPhoto credit: 4kclips / Shutterstock.com\n\n\n\nUtah saw just a 2.16% increase in auto loan delinquencies—the fourth smallest nationally. Its overall delinquency rate is one of the lowest, at 11.01%.\n\n\n\nHawaii shows strong payment discipline\n\n\n\nPhoto credit: 1000Photography / Shutterstock.com\n\n\n\nAuto loan delinquencies in Hawaii rose just 2.28% in Q4 2024. The state’s total delinquency rate is 15.29%.\n\n\n\nMaine maintains low growth in missed auto payments\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nMaine saw a 2.33% rise in auto loan delinquencies, placing it among the ten most stable states. The overall rate stands at 14.52%.\n\n\n\nVermont keeps delinquency growth near the bottom\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nVermont recorded a 2.43% increase in auto loan delinquencies between Q3 and Q4 2024. The state’s current rate is 14.49%.\n\n\n\nMaryland sees modest increase in auto loan struggles\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nDelinquency rates in Maryland rose by only 2.92%. With 19.27% of borrowers behind, the overall rate is higher—but growing slowly.\n\n\n\nNebraska borrowers stay mostly on track\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nNebraska experienced a 3.14% increase in delinquency from Q3 to Q4 2024. The state’s total delinquency rate is 14.24%.\n\n\n\nAlaska rounds out the top 10 for lowest delinquency increases\n\n\n\nPhoto credit: Shutterstock.com\n\n\n\nAlaska saw a 3.55% rise in delinquency, still below the national average. The total delinquency rate in the state is 15.57%.",
  "title": "These 10 states are beating the car loan crisis — see if yours made the list",
  "updatedAt": "2025-04-17T15:37:48+00:00"
}