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  "path": "/article/news/nation-world/major-student-loan-changes-take-effect-july-1-what-borrowers-need-to-know/507-77732fad-a679-4e5b-a45c-e5b582291de4",
  "publishedAt": "2026-07-01T15:55:13.000Z",
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  "textContent": "The SAVE plan is ending, two new repayment plans launch, and graduate borrowing caps take effect today under the Trump administration's budget law.",
  "title": "Major student loan changes take effect July 1. Here's what borrowers need to know."
}