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  "path": "/2026/05/13/crypto-wallets-are-replacing-bank-accounts-across-the-americas-and-reshaping-cross-border-payments?utm_source=feed&utm_medium=rss&utm_content=main&utm_campaign=rss",
  "publishedAt": "2026-05-13T01:08:00.000Z",
  "site": "https://en.mercopress.com",
  "tags": [
    "International"
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  "textContent": "A growing share of households across the Americas no longer treat a bank account as the default starting point for moving money. From Buenos Aires to Brooklyn, a quiet substitution is underway: self-custody crypto wallets and stablecoin balances are absorbing functions that, until recently, belonged to commercial banks alone. Cross-border payments — the most expensive and friction-heavy corner of consumer finance — are at the centre of the shift.",
  "title": "Crypto Wallets Are Replacing Bank Accounts Across the Americas — And Reshaping Cross-Border Payments"
}