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  "publishedAt": "2026-05-05T12:19:07.000Z",
  "site": "https://upstract.com",
  "textContent": "There's a shift going on with credit scores in the homebuying process that consumers may want to be aware of. Mortgage lenders are now permitted to use a credit score called VantageScore 4.0 as part of their underwriting process instead of a \"classic\" FICO score, which has been the only approved…",
  "title": "Mortgage lenders now have more credit score options. What homebuyers should know"
}