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AI Regulation Isn't a Legal Problem — And Nobody in Your Org Chart Owns It

Mesut AYDIN [Unofficial] February 22, 2026
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By Mesut Ayd ın


A European fintech is preparing to launch an AI-powered credit scoring product in Turkey. The product works. The market is ready. Then three things happen at once.

Turkey's banking regulator, BDDK, requires that all customer financial data stays within Turkish borders. The

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