{
  "$type": "site.standard.document",
  "bskyPostRef": {
    "cid": "bafyreibpqqfxj4z7pyvfbc3mhjkh54rftqz26c7za46t2au3sbfu7bugd4",
    "uri": "at://did:plc:ubogch5dynjjiyosvc5d3tpw/app.bsky.feed.post/3mour43eji4b2"
  },
  "coverImage": {
    "$type": "blob",
    "ref": {
      "$link": "bafkreidczpkdmv3oo2ufkuiops4wgpjjsm3rxfdojvpsbbv46qif7x5gje"
    },
    "mimeType": "image/jpeg",
    "size": 359260
  },
  "path": "/retirement/retirement-plans/no-employer-401k-offering-what-you-can-do",
  "publishedAt": "2026-06-22T09:30:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Plans",
    "Wealth Creation",
    "Retirement",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "Although millions of Americans don't have access to a 401(k), there are plenty of other ways to save for retirement. And the sooner you start, the better.",
  "title": "So Your Employer Doesn't Offer a 401(k)? That's a Challenge, Not a Dead End"
}