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  "path": "/personal-finance/college/how-to-use-a-529-plan-that-doesnt-cover-the-full-cost-of-college",
  "publishedAt": "2026-06-03T09:30:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "College",
    "Wealth Creation",
    "Retirement Planning",
    "Personal Finance",
    "Careers",
    "Investing",
    "Wealth Management",
    "Retirement"
  ],
  "textContent": "Don't dip into your own retirement savings if your child's 529 plan won't cover all their college expenses. The plan can be more flexible than you might think.",
  "title": "The Right Way and the Wrong Way to Use a 529 Plan That Doesn't Cover the Full Cost of College"
}