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  "path": "/retirement/retirement-planning/the-most-important-retirement-planning-step",
  "publishedAt": "2026-06-03T09:35:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Planning",
    "Wealth Creation",
    "Retirement",
    "Investing",
    "Wealth Management"
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  "textContent": "Most of us focus on how much to save for retirement, but what you'll spend is just as important, and your spending habits might change more than you expect.",
  "title": "I'm a Retirement Consultant: This Is the Single Most Important Planning Step I Learned After I Retired"
}