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  "path": "/personal-finance/savings/what-to-do-when-lower-interest-rates-make-it-harder-to-save",
  "publishedAt": "2026-05-22T09:35:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Savings",
    "Wealth Creation",
    "Personal Finance",
    "Banking",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "While borrowers reap the benefits of lower interest rates, savers are seeing their savings earning less. What are your options if you're disillusioned?",
  "title": "When Lower Interest Rates Make It Tougher to Save, Don't Stop — Just Switch Up the Game a Bit"
}