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  "path": "/retirement/iras/why-your-retirement-is-less-safe-in-an-ira-and-how-to-protect-it",
  "publishedAt": "2026-05-15T12:00:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "IRAs",
    "401k",
    "Retirement",
    "Retirement Plans"
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  "textContent": "IRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees.",
  "title": "The $9 Trillion Shift: Why Your Retirement is Less Safe in an IRA and How to Protect It"
}