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  "path": "/retirement/social-security/start-your-social-security-claim-early-to-prevent-a-delay",
  "publishedAt": "2026-05-11T09:45:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Social Security",
    "Wealth Creation",
    "Retirement",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "Even a perfect Social Security plan can fail if you hit a login wall, an ID check snag or a direct-deposit problem. Here's how to make sure that doesn't happen.",
  "title": "Why You Need to Start Your Social Security Claim 4 Months Early: 7 Steps to Prevent a Delay at the Worst Possible Moment"
}