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  "path": "/retirement/retirement-planning/forget-the-80-percent-rule-when-budgeting-for-retirement",
  "publishedAt": "2026-05-02T09:35:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Planning",
    "Wealth Creation",
    "Retirement",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "Spending in retirement often starts off strong then tapers off, so why rely on planning methods that assume it stays constant? Here's a more realistic approach.",
  "title": "Forget the 80% Rule When Budgeting for Retirement: Think 80-70-60"
}