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  "path": "/retirement/retirement-planning/spending-mistakes-that-can-derail-your-retirement-plan",
  "publishedAt": "2026-04-29T09:35:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Planning",
    "Wealth Creation",
    "Retirement",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "Many plans focus on how much has been saved, but it's how much you spend that ultimately determines whether your plan works.",
  "title": "I'm a Financial Planner: These 4 Spending Mistakes Can Derail Your Retirement Plan"
}