{
  "$type": "site.standard.document",
  "bskyPostRef": {
    "cid": "bafyreiazmddwakxkrik4dkaebvlwykql33rzwlpadyqkynqx5ymomtxlxe",
    "uri": "at://did:plc:ubogch5dynjjiyosvc5d3tpw/app.bsky.feed.post/3miychrxq4u62"
  },
  "coverImage": {
    "$type": "blob",
    "ref": {
      "$link": "bafkreicekuy2idgrxubtuly26sump3dinkusdci6rnlgkcxwbise3jysqy"
    },
    "mimeType": "image/jpeg",
    "size": 104192
  },
  "path": "/personal-finance/home-equity-loans/what-to-know-before-tapping-home-equity",
  "publishedAt": "2026-04-08T11:05:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Home Equity Loans",
    "Home Improvement",
    "Home",
    "Personal Finance",
    "Credit & Debt",
    "Loans",
    "Real Estate",
    "Shopping"
  ],
  "textContent": "With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.",
  "title": "Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First"
}