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  "path": "/retirement/estate-planning/per-stirpes-vs-per-capita-beneficiary-rules",
  "publishedAt": "2026-03-15T09:45:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Estate Planning",
    "Wealth Creation",
    "Inheritance",
    "Retirement",
    "Investing",
    "Wealth Management"
  ],
  "textContent": "Understanding the difference between per stirpes and per capita can determine whether your grandchildren receive an inheritance or are unintentionally left out.",
  "title": "Per Stirpes vs Per Capita: The Beneficiary Rules Most Families Have Never Heard Of",
  "updatedAt": "2026-03-15T09:45:00.000Z"
}