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  "path": "/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club",
  "publishedAt": "2026-03-13T09:45:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Tax Planning",
    "Wealth Creation",
    "Taxes",
    "Investing",
    "Wealth Management"
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  "textContent": "Retirees with a pension and significant savings can use this strategy to lower taxes, avoid penalties like IRMAA and gain more control over retirement income.",
  "title": "The Secret to Reducing Lifetime Taxes for Retirees in the 2% Club, From a Financial Planner",
  "updatedAt": "2026-03-13T09:45:00.000Z"
}