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  "path": "/retirement/retirement-planning/why-your-401k-gift-could-be-a-retirement-trap",
  "publishedAt": "2026-03-06T11:15:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
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  "textContent": "It’s natural to want to share your retirement nest egg with family. Learn how to give generously without putting your own financial security or tax bracket at risk.",
  "title": "Want to Give Your Kids a Financial Head Start? Why Your 401(k) Gift Could Be a Retirement Trap",
  "updatedAt": "2026-03-06T11:15:00.000Z"
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