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  "path": "/taxes/tax-planning/keep-more-of-your-retirement-savings-standard-deduction-planning",
  "publishedAt": "2026-02-20T10:35:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
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  "textContent": "With some careful planning focused on the standard deduction, retirees who have large sums in tax-deferred accounts can avoid unpleasant tax bills and even part ways with the IRS for good.",
  "title": "I'm a Financial Planner: This Is How You Can Legally Divorce the IRS for the Rest of Your Life",
  "updatedAt": "2026-02-19T23:45:34.000Z"
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