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  "path": "/retirement/retirement-planning/qdro-the-tool-you-need-to-avoid-a-post-divorce-nightmare",
  "publishedAt": "2026-02-19T11:15:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Planning",
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  "textContent": "Learn why a divorce decree isn’t enough to protect your retirement assets. You need a QDRO to divide the accounts to avoid paying penalties or income tax.",
  "title": "QDRO: The Tool You Need to Avoid a Post-Divorce Administrative Nightmare",
  "updatedAt": "2026-02-18T06:04:39.000Z"
}