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  "path": "/retirement/retirement-planning/layered-retirement-money-approach-helps-reduce-stress",
  "publishedAt": "2026-02-06T10:30:00.000Z",
  "site": "https://www.kiplinger.com",
  "tags": [
    "Retirement Planning",
    "Wealth Creation",
    "Tax Planning",
    "Estate Planning",
    "Retirement",
    "Investing",
    "Wealth Management",
    "Taxes"
  ],
  "textContent": "To be confident about retirement, consider building a safety net by dividing assets into distinct layers and establishing a regular review process. Here's how.",
  "title": "I'm a Financial Planner: This Layered Approach for Your Retirement Money Can Help Lower Your Stress",
  "updatedAt": "2026-02-05T20:33:46.000Z"
}