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  "path": "/news/2026/05/hail-not-hurricanes-is-driving-up-insurance-rates-how-to-save.html",
  "publishedAt": "2026-05-03T15:00:00.000Z",
  "site": "https://www.cleveland.com",
  "textContent": "Homeowners insurance now costs more in the Midwest than in disaster-prone states like California and Florida. Here’s what to do about it.",
  "title": "Hail, not hurricanes, is driving up insurance rates: How to save"
}