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"path": "/story/26/02/19/1012235/a-10-plastic-speaker-is-the-most-durable-revenue-line-in-indian-digital-payments?utm_source=rss1.0mainlinkanon&utm_medium=feed",
"publishedAt": "2026-02-19T10:51:59.177Z",
"site": "https://slashdot.org",
"tags": [
"business",
"Read more of this story"
],
"textContent": "India's digital payment platforms process trillions of dollars a year through UPI, the government-built real-time payments rail that handles more than 90% of all payment transactions in the country, but one of their largest net revenue line items is not a payment product at all: it's a cheap plastic speaker that sits on a shopkeeper's counter and reads out incoming payments aloud. The roughly 23 million soundboxes deployed across India earn about $220 million a year in rental fees, more than every explicitly UPI-linked revenue line in the ecosystem combined, according to estimates from Bernstein. Each device costs $7-12 to manufacture and earns its platform $7-10 a year in rent. A story adds: PhonePe processes about 48% of all UPI transactions in India. Its net payment processing revenue in H1 FY26 was about $83 million. Its device revenue was about $34 million. Running nearly half of India's real-time payment infrastructure earns PhonePe only 2.4 times what it makes from renting speakers to shopkeepers.\n\n \n\nRead more of this story at Slashdot.",
"title": "A $10 Plastic Speaker is the Most Durable Revenue Line in Indian Digital Payments",
"updatedAt": "2026-02-19T10:20:00.000Z"
}