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"title": "Comment éviter les frais de devise sur PayPal ?",
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"plaintext": "Avec l’avènement des cartes sans frais lors des paiements en devise étrangères (Boursorama, Fortuneo, N26 etc), il est d’autant plus important de veiller à ne pas se faire entuber par le géant du paiement en ligne."
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"plaintext": "En effet, par défaut PayPal se prend un commission bien généreuse de 3 à 5% sur les conversions. Au moment du paiement, un innocent 500$ = 482,41€ vous informe de la conversion, alors qu’une rapide vérification sur votre moteur de recherche favori vous révèle qu’on est plutôt à 461,42€."
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"plaintext": "Le taux selon PayPal"
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"plaintext": "Le véritable taux de change"
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"plaintext": "\nComment y remédier ?"
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"plaintext": "L’entreprise américaine ne propose pas de paramètre relativement accessible qui s’appliquerait à tous les paiements, ce serait bien trop simple. Il faut aller modifier l’option pour chaque marchand autorisé sur votre compte, on est clairement sur du dark pattern."
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"plaintext": "Rendez-vous dans les Paramètres du compte / Paiements / Paiements automatiques."
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"plaintext": "Cliquez sur le marchand de votre choix."
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"plaintext": "En face de Mode de paiement, sélectionner la carte enregistrée."
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"plaintext": "Voir les options de conversion."
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"plaintext": "Et enfin Convertir avec la carte (la deuxième option, pas via PayPal)."
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"plaintext": "Et voilà, désormais vous bénéficierez du taux avantageux de votre carte bancaire rattachée à votre compte PayPal sans les frais faramineux."
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"plaintext": "De manière générale lorsque vous effectuez des paiements en ligne, privilégiez toujours de payer dans la devise originale du marchand et jamais en euros avec le taux de change qui vous est proposé."
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"publishedAt": "2023-09-01T20:19:00.000Z"
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