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  "path": "/articles/land-leases-arm-buydowns/",
  "publishedAt": "2026-05-20T19:50:07.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "LendingLife",
    "Mortgage",
    "Origination",
    "Adjustable-Rate Mortgage",
    "Bank of America",
    "Buydown",
    "Freedom Mortgage",
    "Guild Mortgage",
    "HWmember",
    "JPMorgan Chase",
    "Mortgage Bankers Association"
  ],
  "textContent": "Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rolling out novel products and blending existing options to keep borrowers in the market.",
  "title": "Land leases, ARM buydowns emerge as lending options while mortgage rates stay elevated"
}