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  "path": "/articles/tokenized-equity-down-payments/",
  "publishedAt": "2026-05-14T21:38:38.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "Contributors",
    "Housing Market",
    "Mortgage",
    "Opinion",
    "Real Estate",
    "Congress",
    "Cryptocurrency",
    "HWmember",
    "Sun West Mortgage Company"
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  "textContent": "Tokenized equity could fund down payments, change PMI use, and lower HELOC-like borrowing costs if the Clarity Act passes.",
  "title": "The Clarity Act is coming: How real estate tokenization unlocks $40 trillion in dead equity"
}