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  "path": "/articles/portable-credit-reports-mortgage/",
  "publishedAt": "2026-04-17T20:10:11.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "LendingLife",
    "Mortgage",
    "Origination",
    "Community Home Lenders of America",
    "credit report",
    "Credit Score",
    "FICO",
    "HWmember",
    "VantageScore"
  ],
  "textContent": "While the mortgage industry lobbies to reduce credit report costs, the idea of allowing borrowers to use the same file across multiple lenders has slowly emerged.",
  "title": "Portable credit reports spark debate over costs, feasibility"
}