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  "path": "/articles/usda-502-loan-cap-california/",
  "publishedAt": "2026-03-05T19:36:45.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "Housing Market",
    "Mortgage",
    "Regulatory",
    "Affordability",
    "California",
    "First-Time Homebuyers",
    "HWmember",
    "USDA"
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  "textContent": "USDA Section 502 Direct Loan caps drop to 60% of local FHA limits, raising concerns about rural homeownership access in California.",
  "title": "USDA lending changes could handcuff low-income California homebuyers"
}