{
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  "path": "/articles/optimal-blue-january-2026-refi/",
  "publishedAt": "2026-02-10T18:39:52.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "Mortgage",
    "Origination",
    "HWmember",
    "MBS",
    "Mortgage Rates",
    "Optimal Blue",
    "Purchase Applications",
    "Rate Lock",
    "Refinancing"
  ],
  "textContent": "Falling mortgage rates in January 2026 pushed refinance volume up 50% and increased the VA lending share, per Optimal Blue data.",
  "title": "Optimal Blue mortgage data shows 50% refi jump in January as rates dip"
}