{
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  "path": "/articles/mortgage-rates-refinance-2026/",
  "publishedAt": "2026-02-09T11:00:00.000Z",
  "site": "https://www.housingwire.com",
  "tags": [
    "Mortgage",
    "Origination",
    "Home Price Appreciation",
    "Home Prices",
    "HWmember",
    "ICE Mortgage Technology",
    "Mortgage Rates",
    "Refinancing"
  ],
  "textContent": "Mortgage rate declines in early January allowed for refinance opportunities for nearly 5 million borrowers and pushed housing affordability to a four-year high, according to ICE Mortgage Technology's February 2026 Mortgage Monitor Report.",
  "title": "ICE: Mortgage affordability at four-year high after rates fell in January"
}