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  "path": "/post/42805365",
  "publishedAt": "2026-02-07T12:29:17.000Z",
  "site": "https://lemmy.world",
  "tags": [
    "News",
    "MicroWave",
    "105 comments",
    "https://www.the-independent.com/us/money/americans-retirement-savings-study-b2915703.html"
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  "textContent": "submitted by MicroWave to news\n367 points | 105 comments\nhttps://www.the-independent.com/us/money/americans-retirement-savings-study-b2915703.html\n\n _**Most workers who aren’t saving for retirement through their employers aren’t saving at all, the study found**_\n\nNew data suggests the average American worker has under $1,000 saved for retirement.\n\nA report from the National Institute on Retirement Security found that the median savings for all employed adults between the ages of 21 and 64 were approximately $955. The study includes workers with 401(k) and other retirement savings plans, as well as the approximately 56 million workers who do not have access to employer-sponsored retirement plans.\n\nWorkers with retirement savings plans have a median balance of approximately $40,000 saved, according to the report. That figure is nowhere near the $1.5 million that Americans say they need to feel comfortable fully retiring.",
  "title": "Average American has just $955 saved for retirement, study finds"
}