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  "path": "/lifestyle/cars/car-insurance-prices-rise-record-high",
  "publishedAt": "2026-06-24T10:57:03.000Z",
  "site": "https://www.gbnews.com",
  "tags": [
    "Labour U-turn on electric car targets would be 'extraordinary own goal' amid fears of pay-per-mile taxes",
    "Drivers of large vehicles prompt major 'public health crisis' impacting parking choices",
    "Sadiq Khan praises London Ulez with 'overwhelming' evidence of scheme's benefits",
    "The GB News Editorial Charter"
  ],
  "textContent": "\n\n\nDrivers across the UK are seeing car insurance prices rise once again, with motorists forking out hundreds of pounds to keep their vehicles on the road.\n\nNew data shows that the average car insurance policy now costs £719, which is an £8 increase compared to three months ago.\n\n###\n\n\n\n\nThe analysis shows that this is the first time prices have increased since the start of 2023, prompting a warning from experts that they could continue to increase in the future.\n\nPrices have fallen by five per cent, or £38, over the last 12 months, on average, although the future may cost drivers more than they have paid for several years.\n\n###\n\n\n\n\nTRENDING\n\nStories\n\nVideos\n\nYour Say\n\n###\n\n\n\n\nThe drop in prices is \"significantly smaller\" than falling costs seen in previous years, with prices being 14 per cent lower 12 months ago compared to the previous year.\n\nWhile insurance providers are still lowering prices for many drivers, Confused.com has warned that this trend is starting to stall.\n\nMotorists could also soon see higher premiums when they look to renew their car insurance, in a further blow to Britons struggling with the cost of living crisis.\n\nThe comparison site warned that if prices continue to rise, drivers \"will be paying more for their insurance than they have done before\".\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nThe average car insurance premium in 2026 is a staggering 38 per cent more expensive than five years ago.\n\nMatt Crole-Rees, motoring expert at Confused.com, said: \"Drivers have benefitted from car insurance price drops for some time now.\n\n\"But now we're seeing that prices are starting to increase slightly in recent months, which means motorists could soon see their price increase when it comes to their renewal.\"\n\nThe expert highlighted that drivers could see impressive savings when shopping around with different providers before renewing their car insurance.\n\n### LATEST DEVELOPMENTS\n\n\n\n\n  * Labour U-turn on electric car targets would be 'extraordinary own goal' amid fears of pay-per-mile taxes\n  * Drivers of large vehicles prompt major 'public health crisis' impacting parking choices\n  * Sadiq Khan praises London Ulez with 'overwhelming' evidence of scheme's benefits\n\n\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nData suggests that buying car insurance around 28 days before the renewal deadline could help drivers see prices drop by 53 per cent, when compared to buying on the renewal date.\n\nMr Crole-Rees emphasised that \"being organised\" can bring huge benefits for motorists trying to keep their costs down.\n\nHe added: \"Car insurance prices are generally calculated based on risk and claims. And while there have been fewer reported claims in recent years, the increases we're starting to see are likely down to the fact that when a claim is made, it's more expensive for insurers to rectify.\n\n\"This isn't something drivers can control, but it doesn't mean to say they can't still save money on their insurance.\"\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\n### Change in average claim costs between 2020 and 2025\n\nAccident - 40 per cent rise from £3,748 to £5,247\n\nFire - 99 per cent rise from £6,440 to £12,799\n\nDamage - 105 per cent rise from £2,439 to £4,990\n\nStorm and flood - 19 per cent rise from £6,70 to £8,003\n\nTheft - 64 per cent rise from £11,067 to £18,123\n\nWindscreen - 44 per cent rise from £243 to £350\n\n###\n\n\n\n\n\n\n\n\n\n\n**Our Standards: The GB News Editorial Charter**",
  "title": "Car insurance prices rise for first time in two years as costs could soar to record high soon"
}