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  "path": "/lifestyle/cars/british-homeowners-car-insurance-parking-garage",
  "publishedAt": "2026-06-02T14:46:15.000Z",
  "site": "https://www.gbnews.com",
  "tags": [
    "UK loses out as MG selects Spain for new £173million car production base - 'In Europe, for Europe'",
    "Drivers face £160 fine in London as hundreds of road closures block access to cars",
    "Major UK city rejects self-driving vehicle trials despite Labour backing new pilot schemes",
    "The GB News Editorial Charter"
  ],
  "textContent": "\n\n\nMotorists across the UK could be slapped with higher car insurance prices simply by parking their car in a certain location, new data has found.\n\nResearch shows that drivers who park their vehicle in a garage overnight pay £24 more on average for their car insurance.\n\n###\n\n\n\n\nDespite seemingly being a safer place to leave their vehicles overnight, drivers can expect to be hit with costs of £647.\n\nThis is in comparison to the £623 charged to those who usually park elsewhere overnight, according to fresh data from Go.Compare.\n\n###\n\n\n\n\nTRENDING\n\nStories\n\nVideos\n\nYour Say\n\n###\n\n\n\n\nPeople can face additional costs of £54 more than average when they buy third-party only cover, taking their total to £790.\n\nMotorists who park somewhere other than a garage will pay £736, marking the largest difference of any policy type.\n\nDrivers who opt for third party fire and theft policies will also face more expensive policies, costing around £17 per year, than those who park in a garage.\n\nA small number of drivers seem to be taking note of these changes, with a three per cent drop in car insurance policies for drivers who parked in a locked garage overnight between 2023 and 2025.\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nData from the insurance company suggested that homeowners are increasingly looking to convert their garages into extra rooms.\n\nAlmost a fifth of people living in a home with a garage say they have converted it in the last five years.\n\nSome of the most common uses for the additional space include a home gym (38 per cent), a utility room (24 per cent) and a home office (23 per cent).\n\nTom Banks, spokesperson at Go.Compare, said: \"Car insurance is often cheaper for those who park in more secure locations, so it might be a surprise to see that those who park in a garage actually end up with higher costs on average.\"\n\n### LATEST DEVELOPMENTS\n\n\n\n\n  * UK loses out as MG selects Spain for new £173million car production base - 'In Europe, for Europe'\n  * Drivers face £160 fine in London as hundreds of road closures block access to cars\n  * Major UK city rejects self-driving vehicle trials despite Labour backing new pilot schemes\n\n\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nHe suggested that the reason for inflated costs could be the trend of vehicles getting bigger, with a dramatic rise in SUV sales.\n\nInsurers could be receiving a greater proportion of car insurance claims for scrapes and bumps when parking in a garage, prompting prices to rise.\n\n\"While parking in a garage could lead to more expensive premiums, we'd still suggest that drivers prioritise their vehicle's security when choosing where to leave their car overnight,\" Mr Banks said.\n\nWhile they will need to pay slightly more, the added security benefits could save them money in the long run, especially if their car is stolen when parked on a driveway or the road.\n\n###\n\n\n\n\nCA\n\n###\n\n\n\n\n###\n\n\n\n\nThe most common parking spot remains the driveway, with almost two-thirds using the space in front of their house to leave their cars overnight.\n\nOne in five admitted to leaving their vehicle on the road outside of their homes, based on annual payment purchases between January 2023 and December 2025.\n\nMr Banks concluded: \"If you have to claim, your premiums will likely go up as a result, meaning you could cancel out any savings you made by parking elsewhere in the first place.\n\n“Ultimately, you should pick your parking spot based on where it's least likely to be damaged or stolen. If that means leaving it in the garage, even if it results in a slight rise in your premiums, it could be the better option in the long run.\"\n\n###\n\n\n\n\n\n\n\n\n\n\n**Our Standards: The GB News Editorial Charter**",
  "title": "British homeowners face £790 car insurance bill for parking vehicles inside garages"
}