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  "path": "/lifestyle/cars/car-insurance-self-driving-vehicles-aviva-admiral",
  "publishedAt": "2026-03-05T15:18:15.000Z",
  "site": "https://www.gbnews.com",
  "tags": [
    "Driving law changes could install devices in cars amid 'significant evidence' and rising support",
    "Lower Thames Crossing: Major road project gets underway as pressure mounts on Dartford Crossing",
    "Chinese car brand secures major partnership as Chery predicts 'long-term success' in UK",
    "The GB News Editorial Charter"
  ],
  "textContent": "\n\n\nThe UK's two largest motor insurers have dismissed claims warning that self-driving vehicles could devastate the industry, expressing confidence that traditional car cover will remain in demand for decades to come.\n\nAdmiral and Aviva both delivered bullish assessments on Thursday as a Government consultation on self-driving vehicle regulations reaches its deadline today.\n\n###\n\n\n\n\nThe Department for Transport's call for evidence on the automated vehicles regulatory framework, which began in December 2025, closes tonight at midnight.\n\nIt seeks input on insurance requirements, operator licensing, and safety standards under the Automated Vehicles Act 2024.\n\n###\n\n\n\n\nTRENDING\n\nStories\n\nVideos\n\nYour Say\n\n###\n\n\n\n\nDespite some analysts suggesting the rise of robotaxis and autonomous technology could fundamentally reshape motor insurance, the UK insurers remained unfazed by the prospect.\n\nAdmiral's chief executive, Milena Mondini de Focatiis, told the Financial Times that the FTSE 100 group anticipated self-driving cars would comprise roughly four per cent of the market by 2035.\n\n\"We expect the motor insurance market to keep growing for the next 20 years or so, at least,\" she said.\n\nJefferies analysts noted that Admiral's projection for the autonomous vehicle market share appeared to be \"lower than some assumed,\" marking the first such forecast from a major insurer.\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nThe company's relatively modest expectations contrast sharply with predictions from some financial institutions that have started factoring autonomous vehicle disruption into their valuations of car insurers.\n\nBoth Admiral and Aviva reported operating profit increases exceeding 10 per cent for the previous year, broadly meeting analyst expectations.\n\nAviva's chief executive, Amanda Blanc, acknowledged the technological shift on the horizon but suggested it remained distant.\n\nWhile she noted that \"change is coming\", she said there would not be widespread uptake of autonomous vehicles before 2040.\n\n### LATEST DEVELOPMENTS\n\n\n\n\n  * Driving law changes could install devices in cars amid 'significant evidence' and rising support\n  * Lower Thames Crossing: Major road project gets underway as pressure mounts on Dartford Crossing\n  * Chinese car brand secures major partnership as Chery predicts 'long-term success' in UK\n\n\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nMs Blanc argued that even when self-driving technology becomes commonplace, motorists would likely need to intervene in certain situations, such as navigating difficult road conditions.\n\nThis human element meant autonomous vehicles would \"never\" be entirely covered by commercial insurance policies alone, she maintained.\n\nThe Aviva boss's comments suggested insurers believe the transition to full autonomy will be gradual, with hybrid arrangements requiring both personal and commercial coverage persisting for years.\n\nHer timeline places mass adoption roughly 15 years away, giving traditional motor insurers considerable runway to adapt their business models.\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nSeveral financial institutions predicted that car insurers will face mounting pressure as self-driving car manufacturers such as Alphabet's Waymo and British startup Wayve increasingly rely on commercial liability policies rather than individual consumer cover.\n\n\"You're essentially going to see a lot of retail [insurance] business move wholesale,\" said Citi analyst James Shuck, who confirmed he had started incorporating autonomous vehicle effects into his assessments of retail motor insurance companies.\n\nThe Government's consultation on developing the automated vehicles regulatory framework addresses how insurance will function for self-driving cars operating on UK roads.\n\nThe consultation also hopes to examine how insurance might demonstrate the financial standing of companies authorised to operate self-driving vehicles commercially.\n\n###\n\n\n\n\n\n\n\n\n\n\n**Our Standards:The GB News Editorial Charter **",
  "title": "Car insurance giants reject claims self-driving vehicles will dominate UK roads despite rollout this year"
}