{
  "$type": "site.standard.document",
  "coverImage": {
    "$type": "blob",
    "ref": {
      "$link": "bafkreiane6rtc5amgtzj4efwd3a4pj7vbfhb4yroztoaaz57lqrtksz7ca"
    },
    "mimeType": "image/jpeg",
    "size": 79503
  },
  "path": "/lifestyle/cars/car-insurance-changes-save-money-renewal",
  "publishedAt": "2026-02-05T12:59:54.000Z",
  "site": "https://www.gbnews.com",
  "tags": [
    "Drivers across UK paid £750,000 to charge electric cars at home in landmark energy trial",
    "UK city eyes new road charges for petrol and diesel drivers in blow to thousands - 'Start the conversation'",
    "Chinese brands see car sales spike as BYD and Jaecoo seek 'even greater future success'",
    "The GB News Editorial Charter"
  ],
  "textContent": "\n\n\nMotorists could save hundreds of pounds a year on their car insurance by making small changes to their habits, with experts calling on motorists to take action immediately.\n\nMillions of drivers across the UK continue to face huge car insurance costs, with younger motorists slapped with prices that can exceed £2,000 as soon as they get their licence.\n\n###\n\n\n\n\nOn average, road users are paying £726 for their car insurance, even though prices have dropped more than £100 over the last 12 months.\n\nBritons are now paying the lowest average price seen since March 2023, although many are still struggling to deal with expensive costs to keep their cars on the road.\n\n###\n\n\n\n\nTRENDING\n\nStories\n\nVideos\n\nYour Say\n\n###\n\n\n\n\nAhead of renewal, experts have urged motorists to shop around for cheaper offers instead of accepting the offer from their current insurer.\n\nIn particular, drivers should shop around for their insurance around 28 days before they are due to renew, with data suggesting that they could save £541.\n\nThe so-called \"sweet spot\" allowed drivers to pay an average of £511 in their quote, a significant saving to those who leave renewal until the last minute.\n\nThose who get a quote on the day of their renewal will pay an average of £1,052, with drivers routinely paying upwards of £900 if they leave it late.\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nMatt Crole-Rees, motoring expert at Confused.com, said: \"When it comes to buying car insurance, there are a lot of details that we might overlook which could in fact save us money.\n\n\"Things like protecting no claims or adding a licence number can result in significant savings. Even adding a named driver rather than relying on third-party cover could save you hundreds.\"\n\nMotorists can also make significant savings on their insurance by adding another driver to their policy.\n\nIf someone is the sole driver on their policy, they will pay an average of £917, while adding another driver could bring that down to just £650.\n\n### LATEST DEVELOPMENTS\n\n\n\n\n  * Drivers across UK paid £750,000 to charge electric cars at home in landmark energy trial\n  * UK city eyes new road charges for petrol and diesel drivers in blow to thousands - 'Start the conversation'\n  * Chinese brands see car sales spike as BYD and Jaecoo seek 'even greater future success'\n\n\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nMarried couples can see even greater savings, with a spouse potentially cutting costs to £418, a huge £499 discount compared to a sole driver.\n\nHowever, drivers must be honest when declaring how many motorists are on their insurance policy, or they could face further consequences.\n\nMr Crole-Rees said: \"It's important that you are always accurate and honest when it comes to your car insurance quote.\n\n\"Flexing a few details to save money could put you at risk of invalidating your policy. But when it comes to your renewal, looking at if these small changes apply to you could help to save money.\"\n\n###\n\n\n\n\n###\n\n\n\n\n###\n\n\n\n\nAnother little-known insurance hack could help drivers save around £90 on their costs by providing their licence number details.\n\nWhen doing this, motorists give a more accurate reflection of their ability behind the wheel, as insurers can verify the details and give a more accurate quote.\n\nMr Crole-Rees emphasised that shopping around early is the best money-saving guidance as motorists can potentially save hundreds of pounds a year.\n\n\"Things like enhancing your car's security or checking your mileage is accurate can also save you money when it comes to your renewal,\" the expert concluded.\n\n###\n\n\n\n\n\n\n\n\n\n\n**Our Standards:The GB News Editorial Charter **",
  "title": "Car insurance changes could save drivers £541 by making 'small changes'"
}