THREE-POINT SEAT BELT WITH ADDITIONAL SAFETY FEATURES

A motor vehicle belt restraint system combining a three-point active seatbelt system with a two-point seatbelt system. The webbing of the three-point seatbelt is allowed to slide through a latch plate releasably attached to a seatbelt buckle. The webbing of the two-point belt system is affixed to the latch plate. When in use, the belt systems combine to provide two lap belt segments extending across the lower torso of a vehicle seat occupant with a single diagonal shoulder belt section. Additional embodiments incorporate the use of an anchor mechanism for the three-point belt system having additional capabilities including a webbing release and a load limiting function. Further embodiments provide different arrangements for the two lap belt sections.