A DEVICE AND METHOD FOR COLLECTING USER-BASED INSURANCE DATA IN VEHICLES

A device comprises a processor; a memory configured to store a plurality of driver-associated encryption keys, and for each of the plurality of driver-associated encryption keys, a corresponding driver identifier; the plurality of driver identifiers corresponding to respective drivers of a vehicle; and a communication interface configured to wirelessly communicate with a remote server. The processor is configured to: wirelessly receive, using the communication interface, a key assignment command from the remote server, the key assignment command identifying an encryption key and comprising a driver identifier; store the received driver identifier in association with the assigned encryption key; determine a current driver of the vehicle by receiving data that identifies the current driver; select, as a current encryption key, one of the plurality of the driver-associated encryption keys that corresponds to one of the driver identifiers matching the data that identifies the current driver.