SYSTEMS AND METHODS FOR ANALYZING DRIVING BEHAVIOR TO IDENTIFY DRIVING RISKS USING VEHICLE TELEMATICS

In some implementations, a device may receive historical telematics data associated with a vehicle. The device may determine a set of base line driving parameters based on the historical telematics data. The device may receive current telematics data associated with the vehicle. The device may determine a set of current driving parameters based on the current telematics data. The device may determine, based on processing the set of base line driving parameters and the set of current driving parameters with a machine learning model, a type of driving behavior of a driver of the vehicle. The device may determine, based on processing the set of base line driving parameters and the set of current driving parameters with another machine learning model, a severity score associated with the type of driving behavior. The device may perform an action based on the type of driving behavior and the severity score.