METHOD FOR DETECTING AND EVALUATING AN ACCIDENT OF A VEHICLE

A method for detecting and rating an accident involving a vehicle, the method steps being executed on a mobile device equipped with at least two sensors that is carried by the vehicle. A accident monitoring system is operated on the mobile device in such a way that the mobile device continually captures sensor data of at least two of its sensors and temporarily stores said data in a memory in the manner of a shift register and that, after the sensor data of at least one of the sensors have exceeded a threshold value stipulated for the respective sensor, a timestamp is set in the memory, the available sensor data remain stored and an accident verification routine is launched on the mobile device. The accident verification routine both evaluates the stored sensor data in such a way that a tiered significance level (severity level) is ascertained and evaluates the sensor data captured from the timestamp onwards in a time interval of predetermined length in such a way that a tiered credibility level (confidence level) is repeatedly ascertained, that the significance level (severity level) and/or the currently ascertained credibility level (confidence level) are repeatedly used in the time interval to decide either that an accident report is sent or that no accident report is sent and the accident verification routine is executed again or that the accident verification routine is terminated.