{
  "$type": "site.standard.document",
  "description": "Systems and methods of a smart transaction system with IoT integration for purchase requests by way of a cohesive interface integrating IoT systems, navigation systems, and virtual payment systems are disclosed. Initiation of a navigation route for a navigation device associated with a user of a…",
  "path": "/patents/1377171",
  "publishedAt": "2025-12-04T00:00:00.000Z",
  "site": "at://did:plc:oql6ds5vnff4ugar6rruliwd/site.standard.publication/3mn3ohu7oxx5w",
  "tags": [
    "G01C21/343",
    "Adeia Guides Inc."
  ],
  "textContent": "Systems and methods of a smart transaction system with IoT integration for purchase requests by way of a cohesive interface integrating IoT systems, navigation systems, and virtual payment systems are disclosed. Initiation of a navigation route for a navigation device associated with a user of a household is detected. An IoT device-managed shopping list shared with one or more user devices associated with the household is accessed. A nearby merchant which sells items from the shopping list is identified. A route deviation score for the merchant location is determined based on the navigation route. If the route deviation score does not meet or exceed a predetermined deviation threshold associated with the navigation device, the shopping list and navigation instructions to the merchant location as an intermediary stop on the route are transmitted to the navigation device. A digital financial transaction for a user device associated with the user is enabled, with restrictions based on a provided shared virtual payment method, at the merchant location.",
  "title": "SMART TRANSACTION SYSTEM WITH IOT INTEGRATION FOR PURCHASE REQUESTS"
}