Charging Management Circuit, Terminal and Charging Method

A charging management circuit, a terminal and a charging method are provided. The charging management circuit includes: a first output end, configured to output constant current to a cell, for performing constant current charging on the cell; a second output end, configured to supply power to a load in a constant current charging process; and a control circuit, configured to stop the constant current charging when a voltage across both ends of the cell reaches a constant current charging cut-off voltage of the constant current charging, wherein the constant current charging cut-off voltage is greater than a rated voltage of the cell, and is configured such that an actual voltage of the cell is not overvoltage in the constant current charging process.