Cold start vehicle catalyst monitor

Method and apparatus for monitoring a catalytic converter (32) during engine (catalyst) warm-up by first and second heated exhaust gas oxygen sensors (60, 70) located upstream and downstream, respectively, of the catalytic converter. A microprocessor determines a change of signal output of the downstream sensor relative to signal output of the upstream sensor during engine (catalyst) warm-up initiated by engine cold starting during the catalyst warm-up period. A catalyst light-off temperature is determined by the microprocessor when the change occurs. The catalyst light-off temperature thus determined is compared to a stored reference catalyst light-off temperature that is indicative of a properly functioning (e.g. fresh) catalyst to assess the extent or degree of degradation of the catalyst.