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  "path": "/agency-oversight/2026/05/innovation-has-expanded-choice-in-consumer-finance-but-its-also-exposed-limits-in-how-well-regulation-keeps-up/",
  "publishedAt": "2026-05-12T20:42:59.000Z",
  "site": "https://federalnewsnetwork.com",
  "tags": [
    "Agency Oversight",
    "All News",
    "Financial Management",
    "Management",
    "Technology",
    "Terry Gerton",
    "The Federal Drive",
    "Institute for Consumer Financial Choice",
    "Todd Zywicki"
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  "textContent": "\"The CFPB was obviously supposed to pull a lot that together, but its current uncertain state obviously leaves a lot in flux,\" said Todd Zywicki.",
  "title": "Innovation has expanded choice in consumer finance, but it’s also exposed limits in how well regulation keeps up"
}