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  "path": "/latest/govt-revises-national-savings-profit-rates-adjusts-withholding-tax/",
  "publishedAt": "2026-06-10T08:06:48.000Z",
  "site": "https://humenglish.com",
  "tags": [
    "Business",
    "Latest",
    "Pakistan",
    "Govt revises National Savings profit rates, adjusts withholding tax",
    "HUM News English"
  ],
  "textContent": "ISLAMABAD: The government has revised the profit rates on its National Savings Schemes (NSS), according to an official notification, while adjusting withholding tax rates for both tax filers and non-filers.\n\nUnder the revise rates, the profit rate for Regular Income Certificates has been fixed at 12.24 per cent, while Special Savings Accounts will now offer an average return of 12.4 per cent.\n\nThe government maintained the profit rates for Behbood Savings Certificates, Pensioners’ Benefit Accounts, and Shuhada Family Welfare Accounts at 13.20 per cent.\n\nMeanwhile, returns across all Defence Savings Certificates spanning maturities from one to 10 years saw an upward revision.\n\nThe government has increased the profit rates for Short-Term Savings Certificates across different tenures.\n\nUnder the revised rates, three-month certificates will now offer a return of 11.4 per cent, six-month certificates 11.66 per cent and one-year certificates 11.77 per cent.\n\nThe government also adjusted rates for Sarwa Islamic Term Accounts, fixing the profit rate for both one-year and two-year terms at 11.88 per cent.\n\nAlongside the rate adjustments, the government revised its tax policy for National Savings Accounts.\n\nA 15 per cent withholding tax will be levied on registered tax filers.\n\nConversely, the withholding tax for non-filers was reduced to 30 per cent, down from the previous rate of 35 per cent.\n\nAdditionally, a standard Zakat deduction of 2.50 per cent will be applicable to National Savings Accounts, the notification said.\n\nThe post Govt revises National Savings profit rates, adjusts withholding tax appeared first on HUM News English.",
  "title": "Govt revises National Savings profit rates, adjusts withholding tax"
}