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  "path": "/explain-it-to-me/479751/credit-card-debt-interest-rates-history-visa-mastercard-explained",
  "publishedAt": "2026-02-23T13:00:00.000Z",
  "site": "https://www.vox.com",
  "tags": [
    "Explain It to Me",
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  "textContent": "Americans are in serious debt. Together, we owe nearly $1.3 trillion in credit card debt alone; our average balance is around $6,500 each. Owing that much can be scary, not to mention overwhelming. And all of that debt has created some seriously strange political bedfellows: President Donald Trump has proposed capping credit card interest rates […]",
  "title": "How Americans learned to love the credit card",
  "updatedAt": "2026-02-19T20:52:57.000Z"
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