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  "path": "/money/chip-pin-contactless-signatures-payment-bank-card-b2920278.html",
  "publishedAt": "2026-02-14T00:01:00.000Z",
  "site": "https://www.the-independent.com",
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  "textContent": "There has been a 95 per cent reduction in losses to counterfeit card fraud over the past 20 years thanks to the chip & pin",
  "title": "Twenty years of the Chip and Pin: How the way we pay has evolved",
  "updatedAt": "2026-02-14T00:01:00.000Z"
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